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Commercial
Mortgage Loan
Quick Links |
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Stated
Income Commercial Loans |
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Banc-Series Commercial Loan Rates |
| Fixed |
Rate |
Term |
Amort |
LTV |
| 3 yr |
6.26 |
30 yr |
30 yr |
75% |
| 5 yr |
6.56 |
15 yr |
15 yr |
75% |
| 7 yr |
6.81 |
10 yr |
30 yr |
75% |
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Home >
Commercial Loan Center |
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CommercialBanc
Commercial Real
Estate Lending
Group
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Structured as a
privately held
independent
commercial mortgage
banking firm,
CommercialBanc
offers a diverse mix
of commercial real
estate loans to meet
the individual
borrowing needs and
investment
objectives of its
borrowers, for both
investment and
owner-occupied
commercial
properties. |
CommercialBanc
Commercial Real
Estate Loan Programs
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Banc-Series™ is
a conforming,
owner-occupied or
investor -
bank based -
commercial loan
program. However,
unlike traditional
banks,
CommercialBanc's
Banc-Series™
commercial loans are
funded with
off-balance sheet
assets, which means
borrowers get the
low fixed-rates of
traditional bank
lending with less
restrictive
underwriting
guidelines, higher
LTVs, and 25 or 30 year
terms. |
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From
$500,000 - $25,000,000
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Owner-Occupied Properties
or Investor Properties
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Traditional Commercial
Properties Only
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15, 20, 25, & 30 Year
Amortizations
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3, 5, 10, 15 Year Fixed
Rates
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Up to 75% LTV / 75% CLTV
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Below PRIME Rates
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No
Balloons or Calls
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Cash Out to 40% of
Loan Amount
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Fixed
Declining Prepayment
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Minimal Impound
Reserves
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Recourse and Non-Recourse
Options
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Minimum 660 Credit
Score
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2 Years
of Historical Income Req.
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Low Minimum 1.25 DSCR
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Flex-Series™ is a
non-conforming,
owner-occupied or
investor commercial
loan program
providing up to 90%
commercial financing
and 30 year fixed
rate terms, for both
traditional and
non-traditional
commercial
properties. |
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From
$250,000 - $5,000,000
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Owner-Occupied Properties
or Investor Properties
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Traditional or
Non-Traditional Commercial
Properties
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Full Document, Low-Doc, and
Stated Income Options
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Owner-Occupied Stated Income
Commercial Loans to 90% LTV
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30 Year
Amortizations
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3 Month, 2, 5, & 30 Year Fixed
Rates
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90% LTV on Purchase
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85% LTV on Refinances
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Cash Out
Refinances to 75%
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Cash Out to 40% of
Loan Amount
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Flexible
Prepayment Options
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20% Annual Prepay
With No Penalty
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Low Minimum 1.25 DSCR
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Minimum 600 Credit
Score
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Small Balance Plus™
provides fast,
flexible commercial
financing for small
commercial mortgages
under $2 million.
Streamlined
commercial loan
process saves
borrowers both time
and money. Up to 90%
commercial
financing,
residential style of
underwriting,
reduced document
requirements, and no
monthly or annual
reporting
requirements
simplify commercial
lending. |
Stated-Series
Stated Income
Commercial
Loan Program
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Stated-Series™
stated income
commercial loans
provide competitive
commercial financing
for borrowers
requiring a reduced
document or stated
income option for
the acquisition or
refinancing of
commercial property.
Stated-Series™ does
not require personal or
business tax returns, personal
financial statements, and has no
monthly or annual reporting
requirements. |
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